@housddotfinance

HOUSD is an institutional-grade RWA platform offering tokenized exposure to U.S. real estate credit loans with a stated 10% target APY.

The website shows $2.5M TVL and claims to be live on Ethereum mainnet with a working vault product.

However, the project has extremely low social presence (233 followers, brand-new December 2025 account) and zero original content, making it impossible to verify team credentials, loan origination capabilities, or whether the TVL figures are legitimate.

Green flags: Clear product focus on asset-backed real estate loans with specific yield targets · Website claims live mainnet deployment with measurable TVL ($2.5M) · Transparent vault mechanics described (deposit, origination, yield, onchain verification)

Red flags: Zero original tweets despite claiming to be live — no community engagement or updates · Brand new account (December 2025) with suspiciously low following for a platform claiming $2.5M TVL · No visible team information, LinkedIn profiles, or credible originator partnerships to verify institutional-grade claims · RWA space has high barrier to entry (legal, compliance, origination relationships) — unclear how they achieved this with zero public presence