@SkyMoney

Sky.money is the application layer for Sky Protocol (formerly MakerDAO), offering stablecoin yield products including the Sky Savings Rate (sUSDS at 3.65% APY), vaults, and staking.

With $8.9B TVL and 11+ years of operational history under MakerDAO, this is an established DeFi protocol rebrand, not an early-stage project.

The platform aggregates yield opportunities across USDS/USDC/USDT with institutional-grade infrastructure and governance-set rates.

Green flags: Backed by Sky Protocol (MakerDAO rebrand) with 11+ years security track record · $8.9B TVL across products demonstrates significant institutional adoption · Multiple yield products (sUSDS, vaults, staking) with transparent rate mechanisms · Integration with established protocols (Morpho, Pendle) for composability

Red flags: Already established - this is MakerDAO rebranded, one of DeFi's oldest and largest protocols · $8.9B TVL and institutional presence indicates this is NOT an early-stage gem · Account created January 2026 but represents legacy infrastructure dating to 2014 · Well-known in DeFi circles, not a hidden opportunity