Home/DeFi/@RLProtocolNew
21
Score · risky
Scored 1w ago

@RLProtocolNew

Robinhood Lending Protocol

Robinhood Lending Protocol (RLP) is a collateralized lending platform on Robinhood Chain that allows users to borrow ETH against whitelisted tokens at up to 60% LTV via Telegram bot. The project launched in July 2026 with $RLP token, claims ~1.7 ETH in loans across 55 users in week one, and has shipped features like credit scoring and staking. However, multiple red flags emerge: the account creation date is in the future (July 2026), suggesting data errors or manipulation; references to "Noxa team rugging" indicate association with a failed/scam project; the Robinhood Chain itself is not a recognized L1/L2; and the branding deliberately mimics Robinhood (the stock trading platform) which raises trademark/legitimacy concerns.

𝕏 @RLProtocolNewt.coDeFirisky🔇 quiet 66d

AI Analysisrisky

Confidence
75%

Robinhood Lending Protocol (RLP) is a collateralized lending platform on Robinhood Chain that allows users to borrow ETH against whitelisted tokens at up to 60% LTV via Telegram bot.

The project launched in July 2026 with $RLP token, claims ~1.7 ETH in loans across 55 users in week one, and has shipped features like credit scoring and staking.

However, multiple red flags emerge: the account creation date is in the future (July 2026), suggesting data errors or manipulation; references to "Noxa team rugging" indicate association with a failed/scam project; the Robinhood Chain itself is not a recognized L1/L2; and the branding deliberately mimics Robinhood (the stock trading platform) which raises trademark/legitimacy concerns.

Green flags: Working Telegram bot with live loans (claims 1.7 ETH lent) · Active development cadence (credit scores, AI agent kit, staking shipped) · Small following (347) fits early-stage profile

Red flags: Account creation date is July 2026 (future date) - data integrity issue · References 'Noxa team rugging' - association with known scam/failed project · Robinhood Chain is not a recognized blockchain - likely fake/private testnet · Branding deliberately mimics Robinhood financial brand without clear authorization · Deflationary tokenomics with burn on sells - typical meme/pump pattern for DeFi · Only 347 followers with claimed product traction suggests bot/fake metrics

Token
$RLP · announced
Chain
Robinhood Chain
Stage
mainnet+live
Category
collateralized lending

Recent tweetsSee all on 𝕏 →

Your AI agent can now borrow ETH. We shipped the RLP Agent Kit: an MCP server that plugs the Robinhood Lending Protocol into any AI agent. Claude, Cursor, Claude Code, and more. Once installed, your agent can, on its own: • check live markets and its own credit score • borrow ETH against whitelisted tokens • repay loans and reclaim collateral Safety is the whole design. The agent signs from a dedicated wallet you fund, fenced by hard caps: max per loan, max per day, whitelist only. It can never touch your main wallet or move funds anywhere except the RLP treasury and back. Live on @npmjs . One line to install: npx -y rlp-agent-kit Autonomous onchain credit for agents starts here.
2mo ago30💬 11🔁 5
Good morning $RLP community. Today we're shipping 2 new features into RLP. First up: an AI agent skill that anyone can integrate into their own AI to manage trading. The agent can take loans against your holdings, repay the loan, and get your assets back, all on its own. Second: we're introducing RLP RWA products. Now you can use your Robinhood memecoins or RWA assets like tokenized stocks, and instead of just borrowing against them, you can get gift cards, prepaid Visa cards, and over 700 products. Amazon gift cards, prepaid Visa, and more. Once you've got the funds, pay back the amount and get your asset back. Two ways to put your holdings to work without ever selling. Let's go.
2mo ago40💬 18🔁 6
RLP — Week One Update RLP is one week old, and in that week we shipped the first lending protocol on RobinHood. We gave out 1.7 ETH in loans across 55 users, and added collateral support for Robinhood, Solana, and Base. Now we're taking it up a notch. Here's what's coming next and what each piece actually means: 1. Cross-Chain Collateral (Stock Tokens + RWAs) Today your collateral has to live on the chain you're borrowing from. Cross-chain collateral removes that wall. You'll be able to deposit an asset on one chain and borrow against it on another, without manually bridging first. The bigger unlock is *what* counts as collateral. Beyond crypto, we're opening up tokenized stocks (Robinhood stock tokens) and other real-world assets tokenized equities, treasuries, and similar RWAs. So someone holding a tokenized stock position can borrow stablecoins or ETH against it while keeping their exposure. It turns idle stock and RWA positions into productive collateral instead of dead weight. 2. AI Agent Lending (automated strategies) Most people don't want to babysit a lending position watching health factors, topping up collateral, or hunting the best rate. AI Agent Lending hands that to an autonomous agent. You set the intent ("keep me safe from liquidation," "maximize yield on this collateral," "auto-repay when rates spike"), and the agent executes: rebalancing collateral, adjusting borrow size, adding margin before a liquidation triggers, or rotating into better positions. It's strategy automation on top of the protocol, so the average user gets pro-level position management without doing the work manually. 3. Native Integration with Robinhood Wallet & Stock Tokens Right now, using RLP is a separate step from where the assets live. Native integration collapses that. Robinhood Wallet users will be able to reach RLP directly, and their stock tokens plug in as first-class collateral without wrapping or bridging. The goal is that borrowing against your holdings feels like a built-in feature of the wallet, not a separate protocol you have to find and connect to. Fewer clicks, fewer bridges, less friction between "I hold this" and "I'm borrowing against it." 4. Mobile App A dedicated RLP mobile app. Full lending and borrowing open a position, monitor health factor, repay, manage collateral, and get alerts from your phone. This is about meeting users where they already are and making the protocol usable without a desktop, which matters a lot for reach in emerging markets.
2mo ago28💬 5🔁 8
Gm. 6.8% supply is now fully burnt. Let me know what feature you want to build, and we will build it. It could be any product not related to lending specifically, but that would fit our ecosystem. https://t.co/sYevjYqjhp
2mo ago22💬 6🔁 4
Credit profiles are now live inside RLP. Every user starts at a default score of 500. Repay your loans on time and your score climbs +25 points each time. The higher your score, the more you can borrow, so every repayment unlocks bigger loans. Your borrowing power is now fully onchain and earned, not assumed. Build your onchain borrow profile now: https://t.co/ELewvS3uLa
2mo ago22💬 5🔁 5

Signal Timeline

ER
BFirst discovered·1w ago

Score breakdown0–100

🎯Scout conviction
+17.5 / 35
📚Scout consensus
0 / 10
🪪Profile & earliness
+17 / 20
✍️Substance
+10 / 20
🤖AI verdict
0 / 30
⚠️Penalties
-24 / 40
21
Below threshold (74)
Watching for additional signals.
Followers
347
Account age
2mo
Scouts
1
First seen
1w ago