@PouchFinance

PouchFi is a Nigeria-focused stablecoin payment platform launched in 2024 (account created Feb 2023) that enables users to hold, spend, and move stablecoins (primarily USDT) via virtual/physical cards and local bill payments.

The product is live on mainnet with working virtual cards, local NGN fiat on/off-ramps, and bill payment functionality.

The team is operating under Nigeria SEC's regulatory sandbox and running community campaigns with real user testing, indicating early traction in the African fintech-crypto bridge market.

Green flags: Live working product with virtual cards, bill payments, and fiat on/off-ramps (mainnet+live) · Operating under Nigeria SEC regulatory sandbox, showing compliance focus · Real community testing campaigns with user feedback and bug fixes documented publicly · Solving genuine regional pain point: Africa's stablecoin adoption for remittances and payments · Only 161 followers despite having live product, extremely early-stage discovery

Red flags: Very small following (161) may indicate limited marketing or very recent launch, risk of low liquidity · Team anonymity unclear, no founder or leadership profiles visible in provided data · Regulatory status is 'sandbox' not full license, uncertain long-term compliance path