@3janexyz

$AFRM originated ~$36B of BNPL purchases in 2025. Every consumer purchase is funded by a web of bank warehouse lines, forward flows, and securitizations under the hood. 3Jane x BNPL yield, coming soon ✨ https://t.co/JoZtTdpZqD

Fintechs made borrowing internet-native. However fewer than 1 in 10 have securitized their loans, relying instead on low-tech bespoke bilateral facilities with banks and credit funds. 3Jane productizes financing for fintech loan portfolios through USD3/sUSD3. https://t.co/bmCGC2iYia

3Jane began as a credit-based money market extending lines of credit to cryptonatives. Today we're evolving into programmable credit facilities via warehouse loans & forward-flows to power the next generation of fintech originators across a $100B opportunity. Full post below. https://t.co/GLtzs5XpaB

3Jane has withdrawn 100% of USD3's @aave v3 USDC backing from the market and no longer has any exposure. This is a preemptive action to avoid any liquidity crunch from increased borrowing demand for $USDT and $USDC by WETH holders.

3Jane is aware of the Kelp DAO $rsETH exploit and we are continuing to monitor the potential downstream implications on the @aave v3 WETH market. For the avoidance of all doubt: USD3's Aave v3 USDC allocation is not impacted. The protocol continues to operate normally.